Checking

The Bank of Romney offers a variety of checking account solutions to suit your individual lifestyle. Browse through our personal accounts and services and you'll find some great products. If you need assistance, our knowledgeable Customer Service Representatives are available to help you find the best product to meet your needs.

Regular Checking

Minimum opening deposit of $50.00
Free unlimited check writing privileges
No fee for Bank of Romney ATM transactions
No interest paid on this account
No charge for initial Debit Card

Checking account Application

Apple Club Checking

Minimum opening deposit of $50.00
No minimum balance required
$6.00 Apple Basic monthly service charge
$8.00 Apple Family monthly service charge
Free personalized Apple Club wallet checks (limited to 4 boxes per year; account holder is responsible for standard shipping charges per box ordered)
Free unlimited check writing privileges
Accidental Death Insurance
No issue fee on Cashier’s Checks and Money Orders.
No fee for Bank of Romney ATM transactions
10 free photocopies daily
No charge for initial Debit Card
Identity Theft protection
Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Maximum of two claims per year. Covers the first four phones on a cellular telephone bill paid through your Apple Club checking account.

Find our more about our Apple Club Accounts.

now checking

Minimum opening deposit of $1,000.00
Free unlimited check writing privileges
With a daily balance of $1,000.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $1,000.00 are assessed a $5.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest
Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts
No charge for initial Debit Card

*All interest rates are subject to change.

NOW 25 checking

Minimum opening deposit of $25,000.00
Free unlimited check writing privileges
With a daily balance of $25,000.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $25,000.00 are assessed a $25.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest
Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW accounts
No charge for initial Debit Card

*All interest rates are subject to change.

Now 50 checking

Minimum opening deposit of $50,000.00
Free unlimited check writing privileges
With a daily balance of $50,000.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $50,000.00 are assessed a $35.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest
Corporations, partnerships, associations, business trusts, or other organizations for profit may not maintain NOW account
No charge for initial Debit Card

*All interest rates are subject to change.

Money Market Account (MMA)

Minimum opening deposits of $2,500.00
Unlimited cash withdrawals
Allows for six pre-authorized transfers each statement period, either by check, draft, pre-authorized or automatic transfers, telephone order or instructions, computer transfers, debit card or similar order to a third-party.
With a daily balance of $2,500.00 or more, you earn interest* with no monthly maintenance fee
Daily balances lower than $2,500.00 are assessed a $5.00 monthly maintenance fee
Minimum $5.00 daily balance to earn interest

*All interest rates are subject to change

online/mobile banking

Flexibility and financial control.

Do all of your banking from home or the office. Our mobile app gives you 24/7 access to your accounts, right at your fingertips.

About Mobile Banking